504 Deal Structure www.504partner.com  
           
    504 Fixed Rates    
           
 
Purchase Land or Building   
Note Rate
Construction/Remodeling   
Effective Rate*
Construction contingency   
Furniture, fixtures & equipment   
*The spread between the Note Rate and the Effective Rate is made up of servicing fees included in the 504 monthly payment, similar to an APR.
  Professional/Other fees       
  Total Project       
           
Bank Int Rate    %
  Bank Amort    yrs            
Bank % of Proj    %
  Cash Down %    %            
                     
Source $ % Rate
Am Monthly Payment
Bank Loan
504 Loan    
Cash Down Payment Monthly Debt Service
Total Financing
Annual Debt Service
                   
                     
  Fees included in gross loan amount          
SBA/CDC Share
Guarantee fee
Funding fee
Processing fee
CDC Closing fee
Subtotal
Underwriter's fee
TOTAL
SBA 504 Portion of Project
SBA 504 Note with fees
Balance to borrower