Warning: file_get_contents(): SSL operation failed with code 1. OpenSSL Error messages: error:14090086:SSL routines:ssl3_get_server_certificate:certificate verify failed in /home/w504par/public_html/wp-content/themes/PremierCapital2017/header.php on line 24

Warning: file_get_contents(): Failed to enable crypto in /home/w504par/public_html/wp-content/themes/PremierCapital2017/header.php on line 24

Warning: file_get_contents(https://504partner.com/mobile/scripts/API/loan_rates.php): failed to open stream: operation failed in /home/w504par/public_html/wp-content/themes/PremierCapital2017/header.php on line 24

Helping companies find the money They need to grow

May 2020 Rates


10 Year Fixed


20 Year Fixed


25 Year Fixed


Credit: The borrower(s) must meet both the lenders and the SBA’s credit standards.

Eligibility: The company and their individual owners (those with at least 20% ownership) must be eligible for the SBA 504 program. Below are common eligibility requirements:

  • The project must be located in Indiana or Kentucky
  • The owners must be U.S. citizens or have a permanent
    resident status
  • The company must be a for-profit company
  • The project must be for owner occupied commercial real estate and/or fixed equipment that has a useful life of at least ten years
  • For existing property the borrower must occupy at least 51% of
    the building
  • For new construction the borrower must initially occupy 60% of the building and 80% long term


  • The company must not have a tangible net worth in excess of $15 million and not exceed a 2-year average net income after Federal income tax of $5 million.
  • If a franchise, the franchise must be approved by the SBA
  • Not be an ineligible company as listed below:
    • Non-profit companies
    • Real estate development or other speculative business
    • Finance companies e.g., banks, check cashing or
      finance companies
    • Pyramid sales distributions
    • Businesses deriving more than 1/3 of gross revenues
      from legal gambling
    • Businesses that limit membership for reasons other
      than capacity
    • Businesses or owners that have defaulted on a
      government loan (e.g., student loan)
    • Refinancing under most circumstances