Premier Capital Corporation

504 Calculator

Project estimate

Published SBA 504 rates · October 202610 year: 6.61%20 year: 6.98%25 year: 6.98%

The starting values are an illustration. Enter your project details and lender assumptions. This estimate is not a financing offer or approval.

Project assumptions

Project name (optional)

Total project cost

Lender interest rate (%)

Lender amortization (years)

Cash down payment (%)

504 amortization (years)

504 effective interest rate (%)

Include estimated fees

Ask Premier Capital for fees that apply to your project. Enter an estimate here if available.

Fees financed in the 504 note

Additional cash costs at closing

The lender finances 50% of project costs in this illustration. Required equity and eligible project costs vary by project.

Your financing estimate

Estimated total monthly payment$6,972.89Lender + SBA 504

Lender 50%504 40%

Lender loan: $500,000
SBA 504 project portion: $400,000
Cash down payment (10%): $100,000
Total project cost: $1,000,000
Estimated financed fees: Not included
SBA 504 note including entered fees: $400,000
Lender monthly payment: $3,876.49
SBA 504 monthly payment: $3,096.40
Weighted average rate: 6.991%
Cash needed including entered costs: $100,000

Fees and closing costs are excluded from this estimate. The weighted average is based on loan balances and stated rates; it is not an APR. Taxes, insurance, interim interest and prepayment charges are excluded. Lender loan maturity may differ from its amortization.

Discuss your project

For estimation purposes only. All credit is subject to eligibility, underwriting and approval. Actual fees, interest rates, debenture amounts and payment schedules may differ. Contact Premier Capital Corporation at 317.613.3500 for a project-specific estimate.

Prepared · Premier Capital Corporation · 504partner.com