Effective date: October 19, 2026
1. About this policy
Premier Capital Corporation ("Premier Capital," "we," "us," or "our") respects the privacy of the people with whom we do business. This policy explains how we collect, use, share, retain, and protect personal information in our financing services, lender and business relationships, website, and communications.
It applies to website visitors, people who contact us, prospective and current customers, business owners and guarantors, and lender or other business representatives. "Personal information" means information that identifies you or can reasonably be connected to you. Depending on your relationship with us, additional privacy notices or disclosures may accompany a financing transaction.
Our website provides general business-financing information. An inquiry or a text-message consent is not a loan application, credit approval, or commitment to lend.
2. Information we collect
The information we collect depends on your relationship with us and the services you request. It may include:
- Contact and business information: name, business or employer, job title, mailing address, email address, and telephone number.
- Financing and servicing information: information needed to review or support a financing request or existing loan, such as business ownership, project details, financial statements, tax documents, identifying information, collateral, loan terms, and servicing records. We request sensitive documents through appropriate secure channels.
- Communications and preferences: inquiries, correspondence, assistance requests, and the communication preferences you give us.
- SMS records: a mobile number, opt-in choice, consent date and method, the disclosure presented, and records needed to honor opt-outs. When texts are exchanged, messaging providers also process message contents and delivery information.
- Website and security information: IP address, browser or device information, pages requested, request times, and information used to operate the site and prevent misuse. Form submissions include technical information used to document the request and consent choice.
Please do not enter Social Security numbers, bank or payment-card numbers, passwords, tax returns, or confidential financial documents in our website contact form or ordinary text messages. When instructed by our team, use our secure document upload service.
3. Where information comes from
We receive information directly from you through forms, conversations, correspondence, and documents you provide. In connection with a financing or business relationship, we may also receive relevant information from your business, authorized representatives, participating lenders, the SBA, and other parties involved in the transaction, as permitted by law. Website and hosting systems generate technical information when you use the site.
A referral or telephone number supplied by another person does not give us permission to enroll you in text messages. SMS consent must be obtained directly from the recipient for Premier Capital's program.
4. How we use information
We use information as appropriate to:
- Respond to inquiries and provide requested assistance.
- Evaluate, process, coordinate, close, and service financing, and work with the parties involved in those activities.
- Communicate about your relationship, project, documents, and service requests.
- Maintain business records and document communication preferences, SMS consent, and opt-out requests.
- Operate, maintain, and protect our website and systems, resolve technical problems, and prevent fraud or misuse.
- Meet applicable legal, regulatory, audit, reporting, and recordkeeping requirements and address disputes.
SMS is limited to the nonmarketing communications described in the SMS section below. Agreeing to texts does not authorize promotional messages or messages from another business.
5. How we share information
We do not sell personal information. We may disclose information needed for the following purposes:
- Financing and servicing: to the SBA, participating lenders, and authorized parties or professional advisers involved in reviewing, closing, administering, or servicing your transaction.
- Service providers: to providers that support hosting, secure document handling, communications, recordkeeping, and other services performed for Premier Capital. Access is limited to the services they perform for us.
- Your instructions: to a person you authorize or as needed to carry out a request you make.
- Legal and protective purposes: to meet legal obligations, respond to valid legal process, protect rights or safety, prevent fraud, and resolve disputes.
These provisions do not authorize another company to use your SMS opt-in information or text-message consent. The specific SMS protections below apply to mobile information and consent records.
6. SMS privacy and terms
Program and message types
The Premier Capital Corporation Customer Care program offers optional, one-to-one text communications with customers, prospective customers, lenders, and lender representatives. Messages are limited to responding to your inquiries, requested application updates, document and closing coordination, and responses to servicing questions.
Premier Capital Corporation will not send marketing or promotional text messages to customers, prospective customers, lenders, or lender representatives. This program is not used for loan advertisements, promotional offers, or debt collection. A text does not constitute a credit decision, a commitment to lend, or a change to loan documents.
How you opt in
To request texts, provide your mobile number and select the separate SMS consent checkbox on our contact form. The checkbox is optional and is not selected in advance. Providing a phone number, submitting a form, or reading this policy does not by itself give SMS consent. We record the choice and disclosure presented when you submit the form.
By opting in, you agree to receive the message types described above from Premier Capital Corporation at the number you provide. You must be the subscriber or customary user of the number and have authority to consent. Consent is not a condition of purchasing a service, applying for financing, or obtaining financing. You may contact us by phone or email instead.
Frequency and costs
Message frequency varies with your conversations and service requests. Message and data rates may apply. Your carrier's normal charges for sending and receiving messages may apply. Check your wireless plan for details.
How to stop messages
Reply STOP to a Premier Capital text to opt out. You may also ask us to stop by emailing pcc@504partner.com or calling 317.613.3500. We will honor clear requests to stop, including other commonly used opt-out words.
You may receive one final text confirming your opt-out. We will not resume program messages unless you provide new consent. If your mobile number changes or you no longer have authority to use it, please notify us so we can update our records.
Help
Reply HELP for assistance, email pcc@504partner.com, or call 317.613.3500. For time-sensitive loan or servicing matters, contact our team directly. Do not rely on a text message as the only notice of a deadline or an urgent request.
Privacy and sensitive information
We do not sell, rent, share, or transfer mobile opt-in records or text-message consent to third parties or affiliates. Mobile information is not shared with third parties or affiliates for marketing or promotional purposes.
Our hosting and communications providers may process information only on Premier Capital's behalf to maintain consent records and deliver our messages. They receive no permission to use this information for their own marketing or messaging programs. Sharing financing information with the SBA or participating lenders does not transfer your SMS consent to them. The other sharing provisions in this policy do not authorize the transfer or reuse of SMS consent.
Do not send Social Security numbers, passwords, account numbers, tax returns, or confidential financial documents by text. Use the secure method provided by our team.
Availability and delivery
Message delivery depends on your wireless carrier, device, and network availability. Delivery may be delayed or unavailable. Carriers are not liable for delayed or undelivered messages. This program is not an emergency service.
Program updates
We may update these terms or discontinue the program. The effective date identifies the current version. If changes require additional notice or consent, we will obtain it as required. An update does not authorize unrelated messages or transfer your consent to another sender.
Contact information
Premier Capital Corporation
300 N. Meridian St, Suite 990
Indianapolis, IN 46204
Email: pcc@504partner.com
Telephone: 317.613.3500
8. Retention and security
We keep information for as long as reasonably needed for the purposes described in this policy, including a financing or servicing relationship, applicable recordkeeping requirements, audits, disputes, and documenting consent. Some records must be retained after a relationship ends or after a deletion request. We retain information needed to honor an SMS opt-out and prevent unwanted messages.
We use reasonable administrative and technical measures designed to protect personal information and limit access to people who need it for their work. No website, transmission method, or storage system can guarantee complete security. Use the secure channels provided by our team for confidential financing information.
9. Your choices and privacy requests
You may decline optional information and SMS consent, update your contact details, and ask us to change your communication preferences. Choosing not to receive texts does not prevent you from requesting assistance or financing. Information needed to evaluate or service a transaction may still be required for that service.
Depending on applicable law and your circumstances, you may have rights to request access to, correction of, a copy of, or deletion of personal information, or to withdraw consent where processing relies on it. Contact us below to make a request. We may need to verify your identity and authority before responding. We will handle requests under applicable law, including exceptions for required financing, fraud-prevention, and recordkeeping activities.
To stop text messages, reply STOP or contact us using the details below. Withdrawing SMS consent does not change the terms of your financing or the need for other required communications.
10. Children's privacy
Our website and services are intended for adults in business and financing relationships. We do not knowingly collect personal information from children under 13. If you believe a child has provided information to us, contact us so we can review the matter and take appropriate steps.
11. Changes to this policy
We may revise this policy when our services, practices, or applicable requirements change. The effective date identifies the current policy. We will provide additional notice or obtain consent when required. An update to this policy does not expand an existing SMS consent to marketing, unrelated message types, or other senders.
12. Contact us
Premier Capital Corporation
300 N. Meridian St, Suite 990
Indianapolis, IN 46204
Email: pcc@504partner.com
Telephone: 317.613.3500