Rate
History
SBA 504 loan funds come for the sale of government-guaranteed bonds. Bond sales accur once a month when all Certified Development Companies pool their current projects. This pool then becomes part of a bond auction at which time the rates are established. Below are the current and historical rates for the SBA 504 real estate program.
| Month | 10 year | 20 year | 25 year |
|---|---|---|---|
| October 2023 | 7.05 | 7.18 | 7.13 |
| September 2023 | 7.09 | 6.90 | 6.59 |
| August 2023 | 7.06 | 6.60 | 6.55 |
| July 2023 | 7.06 | 6.63 | 6.58 |
| June 2023 | 6.04 | 6.38 | 6.33 |
| May 2023 | 6.04 | 6.07 | 6.02 |
| April 2023 | 6.77 | 5.95 | 5.88 |
| March 2023 | 6.77 | 6.33 | 6.33 |
| February 2023 | 6.43 | 5.98 | 6.01 |
| January 20233 | 6.43 | 6.28 | 6.31 |
| December 2022 | 6.53 | 6.03 | 6.11 |
| November 2022 | 6.53 | 6.23 | 6.53 |
| October 2022 | 5.6 | 6.36 | 6.44 |
| September 2022 | 5.6 | 5.57 | 5.66 |
| August 2022 | 4.96 | 4.89 | 4.98 |
| July 2022 | 4.96 | 5.05 | 5.11 |
| June 2022 | 4.92 | 5.13 | 5.19 |
| May 2022 | 4.92 | 5.06 | 5.12 |
| April 2022 | 3.82 | 4.62 | 4.68 |
| March 2022 | 3.82 | 3.77 | 3.93 |
| February 2022 | 3.07 | 3.45 | 3.60 |
| January 2022 | 3.07 | 3.08 | 3.21 |
| December 2021 | 2.79 | 2.88 | 3.03 |
| November 2021 | 2.79 | 2.77 | 2.91 |
| October 2021 | 2.37 | 2.77 | 2.91 |